American English Conversation: Lesson 92

DIRECTIONS: Read the dialogues below in English, then translate them and read them in your primary language (if needed). You’re encouraged to read these dialogues with your teacher, tutor, colleagues, family, and friends to practice and improve your American English even further.

Topic: Going to the Bank

Dialogue 1

Sarah: Hey Mark, where are you headed?
Mark: Hi Sarah, I’m going to the bank. I need to deposit some cash.
Sarah: Oh, cool! I was thinking of going there too. Which bank do you use?
Mark: I have my account with “Blue Bank.”
Sarah: Alright. Let’s head to “Blue Bank” and then go to “Red Bank” nearby.
Mark: Sounds like a plan!
Teller: Welcome to “Blue Bank.” How may I assist you today?
Mark: Hi, I’d like to deposit some money into my savings account, please.
Teller: Sure thing. Can I see your ID and account number?
Mark: (shows his ID card and recites his account number)
Teller: Thank you. Just a moment…Here is your receipt. Have a great day!
Sarah: Wow, that was fast. Now let’s head over to “Red Bank.”
Teller: Welcome to “Red Bank.” How can I help you?
Sarah: I’d like to withdraw some money from my checking account, please.
Teller: Sure thing. Could you give me your account details?
Sarah: Here they are.
(Teller finishes entering the details in the system) Teller: Is this the correct amount to withdraw, Miss Jones?
Sarah: Yes, that’s it.
Teller: Great! Your transaction has been completed. Have a nice day!
Sarah: Thanks so much!

Dialogue 2

Tom: Hey, Katie. I need to go to the bank to withdraw some cash. Do you want to come with me?
Katie: Sure, Tom. I was going to the bank myself to deposit my paycheck.
Tom: Great! We can do our banking together. Do you have a teller that you usually work with?
Katie: Yes, I always use Mary. She’s friendly and helpful.
Tom: I don’t have any preference. Who do you think is the best teller here?
Katie: Well, it depends on what type of account you have. If you have a savings account, you might want to see Jason. He’s good with statements like that.
Tom: Oh, I have both a checking and a savings account. Which one should I use?
Katie: It doesn’t matter. You can use either for withdrawals, but deposits might be better in your savings account since it earns interest.
Tom: That’s a good idea. I’ll keep that in mind. How much money are you depositing today?
Katie: Just a little bit this time. But I’m trying to save more each month. What about you?
Tom: I’m withdrawing $500. I must pay for a plane ticket to visit my parents next week.
Katie: That sounds nice. Are you leaving soon?
Tom: Yeah, my flight is on Monday. So, let’s head over to Mary’s desk first, and then we can make our transactions.
Katie: Sounds good to me!

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